HOA accounting insights, compliance tips, and industry news.
Every HOA platform has the financial data. Every state statute specifies what must be disclosed. Yet the resale certificate is still a Word template assembled by hand. Here is why, …
Senate Bill 5686 expands foreclosure mediation to community associations, requires meet-and-confer sessions before foreclosure, caps collection fees, and freezes foreclosure during mediation. Effective January 1, 2026. Here is exactly what …
RCW 64.90.445 requires open meetings, 14-day notice, and a minimum 15-minute owner comment period before any board vote. Most boards are not compliant. This guide covers the statutory requirements, executive …
Every condo sale that involves a conventional mortgage requires a completed Fannie Mae 1076 (or Freddie Mac 1077) questionnaire. Boards fill them out manually, make errors, and delay closings. CommunityPay's …
Reserve study requirements vary dramatically by state. This three-state comparison covers the statutory framework, update frequency, percent-funded calculations, and common board mistakes for WA (WUCIOA), OR (ORS 94.595), and CA …
SB 326 mandates structural inspections of balconies and exterior elevated elements for California condominiums. The findings routinely trigger special assessments. This guide covers the timeline, cost allocation, reserve study integration, …
Oregon has no formal resale certificate statute for planned communities. Disclosure is seller-driven under ORS 100.480 (condos) and property disclosure law. This guide covers what's required, what's not, and what …
AB 130 capped HOA fines at $200 per violation and formalized the hearing process. This guide covers what changed, what boards must do to update their fine schedules, and how …
California has the most complex HOA disclosure framework in the country. This guide covers the full regulatory landscape — Civil Code 4525-4530 disclosures, SB 410 EEE reserve reports, AB 130 …
Washington has two resale certificate statutes — RCW 64.34.425 for condominiums (20 items) and RCW 64.90.640 for all WUCIOA communities (26 items). This guide covers both, with the full disclosure …
Every Washington HOA must comply with WUCIOA provisions now in effect. This is the complete checklist with statutory citations for every item — governance, meetings, financial operations, resale certificates, and …
Most HOAs can't answer basic questions about how assessments are allocated or how loan interest is calculated. Here's why this happens—and what a real system of record looks like.