Compliance & Reality
Legal defensibility and audit readiness. Articles covering what compliance actually requires—not just what vendors claim.
Resale Certificates in 2026: Why the Industry Is Still Manual
Every HOA platform has the financial data. Every state statute specifies what must be disclosed. Yet the resale certificate is still a Word template assembled …
Washington SB 5686: New HOA Collection Rules Every Board Must Understand Before Foreclosure
Senate Bill 5686 expands foreclosure mediation to community associations, requires meet-and-confer sessions before foreclosure, caps collection fees, and freezes foreclosure during mediation. Effective January 1, …
Oregon HOA Disclosure Requirements: What Sellers, Title Companies, and Boards Need to Know About the Statutory Gap
Oregon has no formal resale certificate statute for planned communities. Disclosure is seller-driven under ORS 100.480 (condos) and property disclosure law. This guide covers what's …
California AB 130 HOA Fine Limits: What Boards Must Know About the $200 Cap and Hearing Requirements
AB 130 capped HOA fines at $200 per violation and formalized the hearing process. This guide covers what changed, what boards must do to update …
California HOA Disclosure Requirements 2026: SB 410, AB 130, SB 326, and Civil Code 4525 Explained
California has the most complex HOA disclosure framework in the country. This guide covers the full regulatory landscape — Civil Code 4525-4530 disclosures, SB 410 …
Washington Resale Certificate Guide: RCW 64.90.640 and RCW 64.34.425 Requirements for Title Companies, Agents, and Boards
Washington has two resale certificate statutes — RCW 64.34.425 for condominiums (20 items) and RCW 64.90.640 for all WUCIOA communities (26 items). This guide covers …
WUCIOA 2026 Compliance Checklist: The Definitive Reference for Washington HOA Boards
Every Washington HOA must comply with WUCIOA provisions now in effect. This is the complete checklist with statutory citations for every item — governance, meetings, …
Why Most HOA Financial Systems Can't Prove Where the Money Went
The question every board eventually asks—and why most systems can't answer it with actual proof.
Why Affordable Housing Fails at the Operating Level
Most affordable housing conversations focus on construction costs. But projects that get built still fail—because operational sustainability was never designed in.
Compliance Is Not Paperwork — It's an Insurance Input
Governance quality is an underwriting input. Insurers increasingly evaluate how associations run—not just what they own. This changes everything.
Why Board Meetings Are the Largest Source of HOA Compliance Risk
Most compliance failures originate in meetings, not spending. Here is why—and what boards can do about it.
Washington HOA Law Changes 2026: What Every Board Must Know About SB 5129 and WUCIOA Compliance
Senate Bill 5129 accelerated WUCIOA provisions to all Washington communities effective January 1, 2026. This guide covers the specific statutory requirements — meeting standards, payment …