Systems Design
How well-designed accounting systems work. The engineering principles behind reliable financial software.
How Pre-Disbursement Controls Reduce Burden on Volunteer Boards
HOAs don't fail because accounting is hard. They fail because governance happens after money moves. Here's why stronger controls actually reduce burden on volunteers.
The Difference Between Workflow Approvals and Ledger-Driven Authorization
Workflow systems ask "did the right people click approve?" Ledger-driven systems ask "is this transaction legally, structurally, and financially permissible right now?" That difference matters.
Why Immutable History Matters for HOA Accounting
Every accounting system keeps history. Not every system makes that history trustworthy. Immutability is the architectural principle that separates reliable records from editable spreadsheets.